Comments on: Simplify Your Budget

By: Five Simple Steps to Get Out of Debt | The Success Professor

Five Simple Steps to Get Out of Debt | The Success Professor — Fri, 11 Jun 2010 15:29:56 +0000

[...] As you can see, having a budget can be very beneficial. Of course, this is only true if you use it. Unfortunately, most people that try budgeting don’t stick to it. That is where the Simple Budget System comes in. You can read about the Simple Budget System here. [...]

By: Kerri

Kerri — Tue, 06 Oct 2009 19:40:18 +0000

Helpful post. I have a great suggestion for the early steps (to 3). A new site just launched that allows you to enter just the basics (income, expenses and debt) to give you a sense of the “big picture.” Like the spreadsheet, but simpler. So many people are not aware of their surplus (or deficit!) amount to even begin an actual budget. http://www.debtspark.com.

By: The Success Professor » Blog Archive » Balanced Spending Within Your Balanced Budget

Thu, 06 Aug 2009 22:25:09 +0000

[...] for many this gets complicated. People struggle to follow a budget. That is why I use a “Simple Budget Technique”. Beyond having a balanced budget where incoming funds and outgoing funds are balanced, it is also [...]

By: Money 911: Dealing With A Financial Emergency (and Developing Financial Peace) | The Success Professor

Thu, 06 Nov 2008 14:40:16 +0000

[...] The more difficult your financial situation (ie. the more often you answered YES in part one) the more of these steps you will need to take. You may even need more drastic measures. Part of cutting your spending is to develop a clear, written budget. Most budget systems are complex and set people up for failure. Here is how to set up a simple budget system. [...]

By: Carnival of 20 Something Finances: Gummi Bears Edition | Money Misc. | My Family's Money

Mon, 03 Nov 2008 15:19:35 +0000

[...] Gamache presents Simplify Your Budget posted at The Success Professor, saying, “This article shares a simple process that can help [...]

By: seo blog

seo blog — Thu, 23 Oct 2008 20:56:17 +0000

This is a really interesting blog post,I have added your blog to my favourites I really like it,keep up the good work!

By: Christian Carnival Is Up | The Bible Archive

Christian Carnival Is Up | The Bible Archive — Wed, 22 Oct 2008 16:19:33 +0000

[...] Success Professor on how to Simplify Your Budget. [...]

By: Blake Samic

Blake Samic — Tue, 07 Oct 2008 03:10:29 +0000

These are great tips! I used to insist on using a credit card for everything so I’d have great records of where the money was going… but it was still going. I started using the cash withdrawal method (I get mine out weekly), and I’ve had great results. It’s a visual reminder, every time I pay for something, of how much I have left.

By: Rich Life Carnival #12 | Your Finish Rich Plan - A Personal Finance Blog

Rich Life Carnival #12 | Your Finish Rich Plan - A Personal Finance Blog — Sat, 27 Sep 2008 17:17:29 +0000

[...] Gamache presents Simplify Your Budget posted at The Success Professor, saying, “How to develop a simple budget system that everyone [...]

By: Dave Jones, CPA

Dave Jones, CPA — Fri, 26 Sep 2008 16:12:01 +0000

I use an Excel spreadsheet doing exactly (almost) what you are doing. I wrote a blog on it 2-3 weeks ago but you laid it out much better. Good Job! Another tactic thats useful is use the money envelopes at the bank. I know it may not be a good idea to keep cash laying around but I get 4-5 envelopes for each budget period (column) and put gas money in one, entertainment in another and so on. It also takes a lot of discipline to employ a strict cash system, but once you become disciplined enough to not utilize credit cards, etc. when your cash is gone you will be in a much better financial situation.